Quarterly Update of the Financial Stability Report - April 2025

The quarterly update of the April 2025 Financial Stability Report analyzes the vulnerabilities of the Colombian financial system in a context of higher economic growth, lower inflation, and lower unemployment.

 See the update (only in Spanish)
Publication Date:
Tuesday, 08 April 2025

Rising Corporate Delinquency

Delinquency in the commercial loan portfolio has increased, particularly in the commerce sector, due to the post-pandemic economic adjustment. An increase in credit demand could help mitigate this vulnerability.

 establecimientos de crédito en Colombia que cuentan con niveles adecuados de capital y liquidez

Market Risk Exposure

Financial institutions have increased their investments in public debt instruments, making them susceptible to losses if bond prices decline, in a context of fiscal challenges.

Endeudamiento hogares

Low Profitability and Geopolitical Tensions

Although profitability has improved, there are still risks such as corporate delinquency and geopolitical tensions that could negatively impact the Colombian economy and debtors' payment capacity.

sector corporativo privado

Financial Stability Reports released