Reports on Financial Stability Surveys

Report on Credit Situation in Colombia (Only available in Spanish) 

This report presents the quarterly survey results on the credit situation in Colombia, in which financial intermediaries that carry out credit operations, such as banks, commercial finance companies, and financial cooperatives, participate. The objective of this report is to analyze the perception that entities have regarding supply, demand, and access to credit, the changes in credit allocation policies in the short term, and their expectations of them for the next quarter. The document is organized as follows: the first section gives an overview of the credit market in Colombia, focusing on credit institutions' perceptions of credit demand and supply. The second section analyzes the credit market by economic sector; the third examines the changes in the credit supply and credit allocation policies. The fourth section presents the main results of loan modifications and restructuring process, and the fifth analyzes the financial burden of new household loan debtors. Finally, the sixth section includes some general comments that summarize the current credit situation in Colombia.

Financial System Risk Perceptions Survey (Only available in Spanish)

This report presents the results of the Financial System Risk Perception Survey, which seeks to identify the perspective of different agents of the economy regarding the most important risks and vulnerabilities faced by the financial sector, and to evaluate the level of confidence they have in its stability. This survey is certified by the technical standards of the National Administrative Department of Statistics (DANE in Spanish).

Recent Evolution of Colombian Banks' External Debt (Only available in Spanish)

This report aims to describe the recent evolution of credit lines in foreign currency of Colombian banks and present the latest Survey of external debt and lines. The Survey is quarterly applied by the Financial Stability Division at Banco de la República to a representative sample of commercial banks with lines of credit in foreign currency.

Report on the Microcredit Situation in Colombia (Only available in Spanish, December 2012 - December 2022)

This report presents the results of the survey on the current situation of microcredit in Colombia. This survey was designed by the Financial Stability Division at Banco de la República, together with Asomicrofinanzas, to know the perception of the financial institutions that perform microcredit intermediation operations, including those institutions that are not supervised by the Office of the Financial Superintendent of Colombia (SFC in Spanish). The purpose of this survey is to analyze the dynamics of this market in the last three months and the expectations of intermediaries for the following three months.

The analysis contains indicators related to the current situation of the microcredit market, such as perceived changes in demand or modifications in the requirements for granting new loans. Similarly, the frequency of practices related to microcredit restructurings, loan portfolio sales, and write-offs of non-performing loans are also examined. Finally, the results of a topical section, which inquiries about a current situation on the dynamic of the microcredit market, are presented.