Kim P. Huynh

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  • How Do You Pay? The Role of Incentives at the Point-of-Sale

    Publicación |

    This paper uses discrete-choice models to quantify the role of consumer socioeconomic characteristics, payment instrument attributes, and transaction features on the probability of using cash, debit card, or credit card at the point-of-sale. We use the Bank of Canada 2009 Method of Payment…