Financial Stability Report - I Semester 2018
The main purpose of these documents is to provide semiannual information on the vulnerabilities and risks of the financial system. The views presented and potential errors are the sole responsibility of the authors and their contents do not compromise the Board of Directors of Banco de la República
1. The recovery of the Colombian economy has gradually mitigated the main short-term vulnerabilities for the financial stability of the system.
2. Credit institutions maintain solid solvency and liquidity indicators, despite the reduction in profitability and the slow growth in the volume of credit.
3. The main vulnerabilities for the financial stability of the Colombian economy at the moment are associated with: - The lagged effect of low economic growth on the materialization of credit risk. - The risk of a return to a path of economic slowdown in the near future.
4. At the closing of 2017, non-performing loans to the corporate sector and Colombian households still showed positive (albeit declining) rates of growth.